What
  • AC Repair Services
  • Accessories company
  • Accessories shop
  • Accountants
  • Accounting
  • Accounting Consultancy
  • accounting firm
  • Adoption Agencies
  • Advertising
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  • Advice Centres
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  • Aerospace
  • After School Programs
  • Agricultural Machinery & Equipment
  • Agricultural products (seed products)
  • Agriculture
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  • Air Travel
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  • Alliminium shop
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  • Anti Corruption Organizations
  • Apartment Rental
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  • Bed and Breakfast
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  • Borehole Drilling
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  • Brand Name
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  • Building & Home Maintenance
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  • Burial & Funeral
  • Business Centres
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  • Cab & Taxi
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  • Café
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  • Camping and Caravans
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  • Car Breakdown
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  • Car sound
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  • Carpentry
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  • Carpets and Bedding
  • Cars Window tinting and Building
  • Cartage Contractors
  • Casinos
  • Catering
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  • Cellphone Repairs
  • Charity
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  • Child Daycare Services
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  • Churches
  • Cigars and Tobacco
  • Civil Engineering
  • Cleaning
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  • cleaning and supply
  • Cleaning Chemicals
  • Cleaning Company
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  • Cleaning Material
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  • Clearing & Forwarding
  • Clearing Agencies
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  • Clinic
  • Closed-circuit Television
  • Clothes Runner
  • Clothing
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  • Clothing and Printing
  • Clothing Brand
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  • Clothing Shop
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  • Club
  • Cold Storage Services
  • Colleage
  • Colleges
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  • Complementary Therapy
  • Computer and electronic company
  • Computer Consumables
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  • Computers & Internet
  • Computers Hardware
  • Concrete
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  • Conservation
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  • Constulting and tracing
  • Consulate & Embassy
  • Consultacy
  • Consultancy
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  • Consultants
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  • Container Shipping Line
  • Content Creater
  • Cookery
  • Copying Machines
  • Corparate communications
  • Cosmetic Products
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  • Cosmetics and Beauty
  • Cosmetics Distributor
  • Cosmetics shop
  • Cottages
  • Counseling Services
  • Courier company
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  • Crafts, gifts, art, deco & accessories
  • Crane Hire
  • Cremation Service
  • Cultural attire
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  • Curtains and beddings
  • Customs Clearing & Forwarding Agents
  • Customs clearing, transport and shipping Agents
  • Decorations Hire and Catering
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  • Dentists
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  • Department Stores
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  • Design and Architect
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  • Digital Graphics
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  • Discount Stores
  • Disinfecting Services
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  • Doctors and Clinics
  • Dog Walking
  • Dress making
  • Drilling Contractors
  • Dry Clean
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  • Duty Free Shop
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  • Education
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  • Eggs
  • Elecronics
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  • Electrical Service
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  • Electrician
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  • Excavators
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  • Eye Specialists
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  • Fabric
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  • Fashion
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  • Fast Food
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  • Fencing and Fence Materials
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  • Film, Television and Video
  • Finacial Institute
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  • Finances & Insurance
  • Financial Activity
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  • Fisheries
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  • Food
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  • Food( Trout)
  • Freight Transport by Road and air
  • Funeral Directors
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  • Furniture
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  • Furniture Shop
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  • Gadgets
  • Gambling
  • Garages
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  • Garden shop
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  • Gas
  • General Business
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  • Gifts
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  • Ginger Drink
  • Glass Merchants
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  • Government Administration
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  • Graphic Design
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  • Grocery Store
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  • Group Homes
  • Guest house
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  • Gym
  • Gynecologist
  • Hair & Beauty
  • Hair Salon
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  • Hair salon and nail tech
  • Hairdessing School
  • Hairdressers
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  • Hardware
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  • Health & Beauty
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  • Health and Safety
  • health care
  • Health Care
  • Health shop
  • Health, Wellness and Fitness
  • Herbal Shop
  • Herbs
  • Hire
  • Hobbies
  • Holiday Homes
  • Home and Garden
  • Home Deco
  • Home Décor
  • Home Improvement
  • Home Improvements
  • Home products
  • Home Remodeling
  • Home store
  • Homestay
  • Honey
  • Honey Distributor
  • Hospital and Clinics
  • Hotel & Motel Equipment
  • Hotels
  • Hotels
  • Household Products
  • Human Resources
  • Hunting
  • ICT
  • Immigration
  • Import & Export
  • Industrial & Labour Relations
  • Industrial Automation
  • Industrial Equipment
  • Industrial Equipment & Supplies
  • Industrial Premises
  • Industrial Services
  • Industrial Supplies
  • Information Services
  • Information System/Vituarl Office Services
  • Information Systems
  • Information Technology
  • Information Technology
  • Institution
  • Insurance
  • Insurance Brokers
  • Insurance Companies
  • Insurance company
  • Insurance Consultants
  • Interior Design
  • International Organisations
  • Internet Café
  • Internet Cafe
  • Internet Café/ Prining & phot copying
  • Internet Service Providers
  • Investment Companies
  • Investment Management
  • Iron Works
  • Irrigation Systems & Equipment
  • IT Company
  • Jewelery
  • Jewelery company
  • Jewellery
  • Juice and Bottled Water
  • Junk Dealers
  • Kennels
  • Key cutting
  • Kids
  • Kids Training
  • Kindergartens
  • Kitchen cutlery
  • Kitchens & Kitchen Renovations
  • Land Surveying comapany
  • Landscaping
  • Laundry and Dry Cleaning
  • Law Firm
  • Lawn Care
  • Lawyers
  • Leasing
  • Leather works
  • Legal
  • Legal /Law Firm
  • Legal Practice
  • Legal Services
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  • Leisure
  • Lesotho made Pharmacy
  • Letting Agents
  • Lifestyle Management
  • Lifts & Escalators
  • Liquid Packaging
  • Loans
  • Local Authorities
  • Local communities and enterprises
  • Local Councils
  • Locks & Locksmiths
  • Locksmith
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  • Logistics
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  • Machining Services
  • Mail Services
  • Make-up School
  • Management Consultants
  • Manufacturers Representatives
  • Manufacturing
  • Manufacturing & Industry
  • manufacturing and printing
  • Market Research
  • Marketing
  • Marketing agency
  • Massage Therapists
  • Mechanic
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  • Mechanics and Spear Japannes Parts and panel Beating
  • Media & Advertising
  • Medical Clinic
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  • Medicine
  • Membership Services
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  • Mining & Metals
  • Ministries
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  • Mobile Phone Shops
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  • Motor Glass Supplier
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  • Multi media Consultancy
  • Music
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  • Nail Tech
  • Nail Technician
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  • Nanny Agency
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  • Networking
  • Newspaper
  • NGO
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  • Non-destructive Testing Services & Equipment
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  • Nursing and Care
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  • Office
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  • Online Boutique
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  • Pharmacies
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  • Printing shop
  • Private Schools
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  • Properties Masters
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  • Pub
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  • Public Relations
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  • Publishers & Publications
  • Publishing Company
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  • Pumps Manufacturers
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  • Religion
  • Remedial centre
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  • Removals and Relocation
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  • Restaurant
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  • Restaurant and catering
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  • Resturant
  • Retail
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  • Retail Store
  • Retailer
  • Roofing
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  • Sales Outsourcing
  • Salon
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  • School
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  • Schools
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  • Science
  • Scrao yard
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  • Secondhand Stores
  • Secretarial Services
  • Security
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  • Security Barrier
  • Security Company
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  • Security System
  • Self Catering Accommodation
  • Selling tyres
  • Sewing and Needlework
  • Sewing and repairing of machines
  • Sheet Meddle
  • Shoe Makers & Repair
  • Shoe manufacturing and repairs
  • Shoe Printing Shop
  • Shoe Repair and Shoe Makers
  • Shoe Repairs
  • Shoe Shop
  • Shoemaker
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  • Shopping
  • Shopping Centres
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  • Sightseeing
  • Singing & Acting School
  • Sites agents
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  • sneaker Distributor
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  • Supplimentary classes (LGCSE)
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Where
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Botswana Building Society

 

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History The BBS Limited was established on 13 December 1976 with assets of only P4, 108,000 after three months of business as at 31 March 1977. Its assets consisted of Government stock of P200, 000, advances of P2, 505,000 and cash and investments amounting to P1, 264,800.

The advances comprised 488 mortgages taken over from the then United Building Society of SA, of which BBS Limited had until then operated as a branch. Only nine new home loans were advanced in its first three months of operation. The liabilities consisted of P2, 644,700 in capital, mostly subscribed to by Government in shares, a statutory reserve of a mere P200, and retained earnings of P1, 900. Savings and fixed deposits accounted for P1, 388,700, with creditors and provisions making up the balance.

During its first ten years of operation, BBS Limited was restricted by law to lend only against the security of immovable urban property. The Building Societies Act was amended in April 1986 to permit lending in rural areas. Since then, the number of mortgages in respect of rural properties has grown to 699, representing 12% of our mortgage book, compared with 4, 825 advances in urban areas, as at 31 March 2012.

This reflects the commitment to contribute to the social and economic upliftment of Batswana, most of whom reside in rural areas of the country. Up until 1986, the Society restricted its lending only to residential properties, as a matter of policy. It was only in 1986 that the Society ventured into commercial lending for the first time, and now has on its books 97 advances on commercial undertakings. These represent 8% of the Society’s mortgage book in terms of value.

The exceptional growth of BBS over the past 36 years can best be measured by the phenomenal increase in its reserves, from only P2,100 in March 1977 to just under P203 million in March 2012. The Statutory reserve alone increased from a mere P200 to almost P2, 460 billion over this period. BBS has consistently met its dividend obligations to its shareholders every year over the past 36 years of its existence. A bonus dividend of P57 million was also awarded in 2012.

Mission

To provide attractive financial products and services that create value for our stakeholders.

Vision

To be the regional leader in the provision of financial services solutions.

Values

BBS Limited has 5 values. The BBS values do not just describe the BBS Limited’s culture, but also encapsulate the spirit of Botho. BBS therefore understands that everything it does is about Batswana and hence our values give substance to what we are and why we are proud to serve within our society. BBS is committed to the following key values which are fundamental to our business philosophy.

  • Respect – To serve customers with honour and esteem
  • Integrity – To be ethical and trustworthy in the way we conduct business
  • Innovation – To be creative in the way we do business
  • Service Excellence – To be the premier provider of financial services
  • Team work – To work together towards a common goal

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